Get 5% increase anytime you top up your wallet
At nuMoni, we do things differently. We do not wait for you to spend to be appreciated. We reward your intention, not just your transaction. Get extra value upfront simply because you plan to spend.
Innovative brands that appreciate customer loyalty
We believe loyalty should be offered, not earned.
This is not just fintech. It's a better way to value people.
With every top-up, we boost your wallet with instant rewards you can redeem across our partner merchant network or share with friends, family, and even donate to charities you care about.
users worldwide
countries
partners
transactions
hours saved
How it Works
In 4 steps
Why nuMoni?
What they say about us.
Chidinma O · Enugu
Numoni changed how I think about money. I top up ₦10,000 and instantly get ₦10,500. It feels like I’m finally being rewarded for planning ahead. Every spend now comes with a win.
Tunde A · Lagos
It’s the only wallet I’ve used where the reward comes before the spend. I call it my ‘value booster.’ And I love that I can share rewards with friends or donate to charity. That’s not just tech, that’s impact.
Zainab M · Abuja
With Numoni, I save on my supermarket runs without cutting back. I just top up, get my bonus, and redeem at the same stores I already trust. It’s like my wallet learned how to give back.
Ifeanyi N · Owerri
Being a member of the Numoni Loyalty Scheme has truly paid off. I save money every time I shop, and the exclusive perks make me feel valued as a customer.
Blessing E · Benin City
I love how easy it is to earn points and redeem rewards. The surprise birthday discount was such a thoughtful touch. I recommend it to everyone.
Ahmed S · Ilorin
The loyalty program keeps me coming back. I’ve earned free products, special invites to sales events, and even early access to new collections. It’s worth it.
Ngozi A · Port Harcourt
This is the best loyalty scheme I’ve joined. It makes me feel like my patronage truly matters. Plus, customer service always treats members like VIPs.
Emeka C · Awka
As a loyal member, the benefits just keep getting better. From cashback to exclusive deals, it’s a smart way to shop.
Blessing E · Benin City
I love how easy it is to earn points and redeem rewards. The surprise birthday discount was such a thoughtful touch. I recommend it to everyone.
Ahmed S · Ilorin
The loyalty program keeps me coming back. I’ve earned free products, special invites to sales events, and even early access to new collections. It’s worth it.
Ngozi A · Port Harcourt
This is the best loyalty scheme I’ve joined. It makes me feel like my patronage truly matters. Plus, customer service always treats members like VIPs.
Emeka C · Awka
As a loyal member, the benefits just keep getting better. From cashback to exclusive deals, it’s a smart way to shop.
Save More Every Day
Download nuMoni for instant access to discounted deals, seamless payments, rewards, and exclusive brand offers.
Got questions?
Well, we've got
answers
nuMoni is a digital reward wallet that gives you 5% extra value every time you top up. You can spend your rewards at partner stores, send to friends, or donate to causes — all without cash withdrawals.
Simply download the nuMoni app, register your account, or browse in Guest Mode to view available merchants and deals.
When you top up ₦10,000, we credit your nuMoni wallet with ₦10,500 instantly. You can use it across any partner merchant.
Thrive by Numoni
Insights, tips, and stories to help you save smart, spend better, and thrive financially in a digital world.
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