Get 5% extra value anytime you top up your wallet
At nuMoni, we do things differently. We do not wait for you to spend to be appreciated. We reward your intention, not just your transaction. Get extra value upfront simply because you plan to spend.
We believe loyalty should be offered, not earned.
This is not just fintech. It's a better way to value people.
With every top-up, we boost your wallet with instant rewards you can redeem across our partner merchant network or share with friends, family, and even donate to charities you care about.
users worldwide
countries
partners
transactions
hours saved
How it Works
In 4 steps
Why nuMoni?
What they say about us.
Chidinma O · Enugu
I love the upfront value of it. This is not just novel but truly customer centric. Can't wait to be the first on it.
Tunde A · Lagos
In this country where every Naira is gold. NuMoni is promising to give 5% on my money. I will be the first to download the app.
Zainab M · Abuja
The 5% extra value is an amazing feature. I can’t wait to use it to shop with my favorite brands
Ifeanyi N · Owerri
The Idea of getting extra excites me already. I can’t wait to get started on the nuMoni app.
Blessing E · Benin City
Wow! Great innovation.
Excited about getting value for all my transactions.
Blessing E · Benin City
I love how easy it is to earn points and redeem rewards. The surprise birthday discount was such a thoughtful touch. I recommend it to everyone.
Ahmed S · Ilorin
The loyalty program keeps me coming back. I’ve earned free products, special invites to sales events, and even early access to new collections. It’s worth it.
Ngozi A · Port Harcourt
This is the best loyalty scheme I’ve joined. It makes me feel like my patronage truly matters. Plus, customer service always treats members like VIPs.
Emeka C · Awka
As a loyal member, the benefits just keep getting better. From cashback to exclusive deals, it’s a smart way to shop.
Save More Every Day
Download nuMoni for instant access to rewards, deals, redemption, and exclusive brand offers.
Got questions?
Well, we've got
answers
nuMoni is a digital reward wallet that gives you 5% extra value every time you top up. You can spend your rewards at partner stores, send to friends, or donate to causes — all without cash withdrawals.
Simply download the nuMoni app and register your account to view available merchants and deals.
When you top up ₦10,000, we credit your nuMoni wallet with ₦10,500 instant value. You can redeem it across any partner merchant.
Thrive by Numoni
Insights, tips, and stories to help you save smart, spend better, and thrive financially in a digital world.
