Make Your Money
Worth More
Gain More
Become More
Before You Spend It
Top up your NuMoni wallet and get 5% extra value instantly. Redeem nuMoni points at our partner stores near you.
- No waiting
- No cashback
- No hidden conditions
Trusted by
0 k+
Users
0 +
Businesses
- Your nuMoni wallet is safe, NAICOM insured and secured with Bank grade encryption
Trusted by
0 k+
Users
0 +
Businesses
0 k+
Transaction count
- Your nuMoni wallet is safe, NAICOM insured and secured with Bank grade encryption
We believe loyalty should be offered, not earned.
It's a better way to value people.
With every top-up, we boost your wallet with instant rewards you can redeem across our partner merchant network or share with friends, family, and even donate to charities you care about.
How it Works
In 3 steps
No Waiting. No Cashback. No Delays.
01
Load nuMoni points to your wallet — simple and stress-free
02
We give you 5% extra value instantly on any amount you top up
03
Use your nuMoni points at partner merchants near you
What We Offer
5% Extra Value
Top up your nuMoni wallet and instantly receive 5% extra to redeem — no waiting, no conditions. More value from the start.
P2P Sharing
Complete your KYC and share your nuMoni points with loved ones easily through the nuMoni app. It’s safe, fast and seamless.
Zero Transaction Fees
No subscription fee, no transaction fee, no hidden charges, and no wallet maintenance fee.
Geo-Sensitive Offers
Get personalized deals based on your location. Find the best offers from nearby merchants, right when you need them.
One Wallet, Multiple Merchants
Redeem easily. One wallet gives you seamless access to a world of trusted brands — all in one place.
Built on Trust & Protection
Your nuMoni wallet is FCCPC-protected, NAICOM-insured, and secured with bank-grade encryption.
What they say about us.
Chidinma O · Lagos
The nuMoni app is very innovative. I tried using the app and I must say that I’m impressed with how the ‘scan and pay’ works. I can’t wait for them to onboard other merchants.
Lawrence R· Port Harcourt
The top-up option on the app is fast and swift. When the 5% extra got into my account, I was so happy. The nuMoni app is making customers like me feel valued from the start.
Zainab M · Ibadan
nuMoni stands out because I don’t lose money due to transaction fees. And the P2P feature is amazing, I can send nuMoni points to my siblings in seconds, and they receive it immediately. It’s so convenient and fast.
Ifeanyi N · Lagos
With nuMoni, I'm able to make a better budget for spending. The 5% extra on my top-ups goes a long way.
Blessing E · Ibadan
One of the best parts of using nuMoni is that there are no hidden charges. I can top up, pay, and transfer without stress.
Blessing E · Benin City
I love how easy it is to earn points and redeem rewards. The surprise birthday discount was such a thoughtful touch. I recommend it to everyone.
Ahmed S · Ilorin
The loyalty program keeps me coming back. I’ve earned free products, special invites to sales events, and even early access to new collections. It’s worth it.
Ngozi A · Port Harcourt
This is the best loyalty scheme I’ve joined. It makes me feel like my patronage truly matters. Plus, customer service always treats members like VIPs.
Emeka C · Awka
As a loyal member, the benefits just keep getting better. From cashback to exclusive deals, it’s a smart way to shop.
Got questions?
Well, we've got
answers
nuMoni is a digital reward wallet that
gives you 5% extra value every time you top up. You can redeem your points at
partner stores, share to friends, or donate to causes — all without cash
withdrawals.
Simply download the nuMoni app and register your account to view available merchants and deals.
When you top up ₦10,000, we credit your nuMoni wallet with ₦10,500 instant value. You can redeem it across any partner merchant.







