Make Your Money Worth More Gain More Become More
Before You Spend It

Top up your NuMoni wallet and get 5% extra value instantly. Redeem nuMoni points at our partner stores near you.

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We believe loyalty should be offered, not earned.

It's a better way to value people.

With every top-up, we boost your wallet with instant rewards you can redeem across our partner merchant network or share with friends, family, and even donate to charities you care about.

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How it Works

In 3 steps

No Waiting. No Cashback. No Delays.

01

Top Up

Load nuMoni points to your wallet — simple and stress-free

02

Get 5% Extra Value

We give you 5% extra value instantly on any amount you top up

03

Redeem Points At Partner Stores

Use your nuMoni points at partner merchants near you

What We Offer

5% Extra Value

Top up your nuMoni wallet and instantly receive 5% extra to redeem — no waiting, no conditions. More value from the start.

P2P Sharing

Complete your KYC and share your nuMoni points with loved ones easily through the nuMoni app. It’s safe, fast and seamless.

Zero Transaction Fees

No subscription fee, no transaction fee, no hidden charges, and no wallet maintenance fee.

Geo-Sensitive Offers

Get personalized deals based on your location. Find the best offers from nearby merchants, right when you need them.

One Wallet, Multiple Merchants

Redeem easily. One wallet gives you seamless access to a world of trusted brands — all in one place.

 

Built on Trust & Protection

Your nuMoni wallet is FCCPC-protected, NAICOM-insured, and secured with bank-grade encryption.

 

What they say about us.

Where to Spend Your Numoni Points

Your nuMoni points can be spent across our partner merchants.

Download nuMoni today for instant access to rewards, deals, redemption of points, and exclusive brand offers. 

Got questions?
Well, we've got answers

What is nuMoni?

nuMoni is a digital reward wallet that
gives you 5% extra value every time you top up. You can redeem your points at
partner stores, share to friends, or donate to causes — all without cash
withdrawals.

How do I get started with nuMoni?

Simply download the nuMoni app and register your account to view available merchants and deals.

How does the 5% extra value work?

When you top up ₦10,000, we credit your nuMoni wallet with ₦10,500 instant value. You can redeem it across any partner merchant.

Thrive by Numoni

Insights, tips, and stories to help you spend better with nuMoni, enjoy extra value and thrive financially in today’s digital world.