Numoni: We Give You 5% Extra Value Anytime You Top Up

Get 5% extra value anytime you top up

At nuMoni, we believe loyalty should be given upfront. That’s why we reward intentions, not transactions. Get extra value instantly simply because you plan to spend.

We believe loyalty should be offered, not earned.

This is not just fintech. It's a better way to value people.

With every top-up, we boost your wallet with instant rewards you can redeem across our partner merchant network or share with friends, family, and even donate to charities you care about.

users worldwide

countries

2000

partners

800

transactions

hours saved

How it Works

In 4 steps

01

Join for free

02

Get extra value upfront

Receive extra value you can share with friends or donate to charities you care about

03

Spend with partner brands

Redeem your reward points at participating merchants across different categories, nationwide

04

Enjoy smart deals

This is powered by your preferred brands and updated daily to serve you better

Why nuMoni?

Get 5% Extra Value

Top up your nuMoni wallet and instantly receive 5% extra to spend — no waiting, no conditions. More value from the start.

Discover Endless Deals

Unlock exclusive offers and promotions from your favorite brands. With nuMoni, there’s always a deal waiting nearby.

Zero Transaction Fees

No subscription fee, no transaction fee, no hidden charges, and no wallet maintenance fee.

Geo-Sensitive Offers

Get personalized deals based on your location. Find the best offers from nearby merchants, right when you need them.

One Wallet, Multiple Merchants

Simplify your spending. One wallet gives you seamless access to a world of trusted brands — all in one place.

Safe & Secure

Your data is protected with top-grade encryption and security protocols. Spend with confidence.

What they say about us.

Chidinma O · Lagos

The nuMoni app is very innovative. I tried using the app and I must say that I’m impressed with how the ‘scan and pay’ works. I can’t wait for them to onboard other merchants.

Lawrence O· Port Harcourt

The top-up option on the app is fast and swift. When the 5% extra got into my account, I was so happy. The nuMoni app is making customers like me feel valued from the start.

Zainab M · Ibadan

nuMoni stands out because I don’t lose money due to transaction fees. And the P2P feature is amazing, I can send nuMoni points to my siblings in seconds, and they receive it immediately. It’s so convenient and fast.

Ifeanyi N · Lagos

With nuMoni, I'm able to make a better budget for spending. The 5% extra on my top-ups goes a long way.

Blessing E · Ibadan

One of the best parts of using nuMoni is that there are no hidden charges. I can top up, pay, and transfer without stress.

Blessing E · Benin City

I love how easy it is to earn points and redeem rewards. The surprise birthday discount was such a thoughtful touch. I recommend it to everyone.

Ahmed S · Ilorin

The loyalty program keeps me coming back. I’ve earned free products, special invites to sales events, and even early access to new collections. It’s worth it.

Ngozi A · Port Harcourt

This is the best loyalty scheme I’ve joined. It makes me feel like my patronage truly matters. Plus, customer service always treats members like VIPs.

Emeka C · Awka

As a loyal member, the benefits just keep getting better. From cashback to exclusive deals, it’s a smart way to shop.

Save More Every Day

Download nuMoni for instant access to rewards, deals, redemption, and exclusive brand offers.

Got questions?
Well, we've got answers

What is nuMoni?

nuMoni is a digital reward wallet that gives you 5% extra value every time you top up. You can spend your rewards at partner stores, send to friends, or donate to causes — all without cash withdrawals.

How do I get started with nuMoni?

Simply download the nuMoni app and register your account to view available merchants and deals.

How does the 5% extra value work?

When you top up ₦10,000, we credit your nuMoni wallet with ₦10,500 instant value. You can redeem it across any partner merchant.

Thrive by Numoni

Insights, tips, and stories to help you save smart, spend better, and thrive financially in a digital world.